Kotor, Montenegro

Cost of Living in Kotor, Montenegro

Quick answer: As of 2026, living in Kotor costs approximately $1,398 per month for one person, with city-centre one-bedroom rent averaging $707. Actual costs vary with lifestyle, neighborhood, and exchange rates.

Kotor is a city in Montenegro, where a single person can expect to spend about $1,398 per month including rent, food, and local transport. A one-bedroom apartment in the city centre averages $707 per month, or $687 outside the centre. Internet is solid at around 89 Mbps median download speed. On safety, Kotor scores 78/100 — generally safe for residents and visitors. Expect summer highs near 88°F and winter highs around 52°F, with roughly 240 sunny days a year.

Family friendlySafe tap water
Monthly Cost$1,398≈ $47/day
1BR Rent (Centre)$707
Internet89 Mbps
Safety78/100
Avg Temp70°F

Kotor Cost of Living Breakdown

🍽️ Dining

Inexpensive Restaurant$11.78
Mid-Range Restaurant (2 People)$47.11
McDonald's Combo Meal$11.74
Cappuccino$3.24
Domestic Beer (Restaurant)$3.24
Bottled Water (Restaurant)$1.50

🛒 Groceries

Milk (1 Liter)$1.38
Bread (1 lb Loaf)$0.97
Eggs (12)$3.33
Chicken Fillets (1 lb)$4.02
Apples (1 lb)$0.64
Bananas (1 lb)$0.84
Tomatoes (1 lb)$1.13
Potatoes (1 lb)$0.44
Water (1.5L Bottle)$0.86
Wine (Mid-Range Bottle)$6.48
Cigarettes (Marlboro)$4.42

🚌 Transportation

One-Way Ticket$1.77
Taxi Start$0.77
Taxi (1 Mile)$1.90
Gasoline (1 Liter)$1.73
VW Golf (New)$30,624.26

⚡ Utilities & Tech

Basic Utilities (Monthly)$131.33
Mobile Phone Plan$17.87
Broadband Internet$33.64

🎬 Lifestyle

Gym Membership (Monthly)$47.11
Cinema Ticket$5.89
Preschool (Monthly)$350.19
Intl. Primary School (Annual)$7,889.28

👔 Clothing

Jeans (Levi's 501)$87.07
Nike Running Shoes$97.17

🏠 Housing

Rent 1BR (City Centre)$706.71
Rent 1BR (Outside Centre)$687.08
Rent 3BR (City Centre)$1,413.43
Rent 3BR (Outside Centre)$1,374.17
Buy Price/sqft (Centre)$382.99
Buy Price/sqft (Outside)$273.57

📊 Summary

Avg Monthly Net Salary$1,030.62
Mortgage Interest Rate5.95%
Family of 4 (Monthly, excl. rent)$2,521.40
Single Person (Monthly, excl. rent)$710.80

Cost data sourced from Numbeo.

Lifestyle & Quality of Life in Kotor

Internet89 Mbps
Safety78/100
Healthcare48/100
Public Transit20/100
Walkability68/100
Nightlife35/100
Food Scene55/100
Fine Dining0/100
Coffee Culture28/100
Air Quality90/100
Green Spaces55/100
Culture65/100
Beaches55/100
Hiking70/100
Surfing0/100
Coworking Spaces15
US Visa-Free90 days

Kotor FAQ

How much does it cost to live in Kotor?

A single person should budget around $1,398 per month in Kotor, covering rent, groceries, transport, and basic lifestyle costs. A family of four typically needs about $2,521 per month.

How much is rent in Kotor?

A one-bedroom apartment in central Kotor averages $707 per month, dropping to about $687 outside the centre. A three-bedroom in the centre runs about $1,413.

Is Kotor safe?

Kotor scores 78/100 on safety, which is generally safe. Tourist safety is rated 75/100.

How fast is the internet in Kotor?

Median download speeds in Kotor are around 89 Mbps — solid for remote work and video calls. There are roughly 15 coworking spaces in the city.

Does Montenegro offer a digital nomad visa?

Montenegro does not currently offer a dedicated digital nomad visa. US passport holders can usually stay 90 days visa-free.

What is the weather like in Kotor?

Kotor sees summer highs around 88°F and winter highs near 52°F, with about 240 sunny days and 100 rainy days per year.

Kotor in our travel guides

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